The Account You Do Not Touch
I remember sitting in a corner booth at a drafty cafe in Bloomsbury, staring at a bank balance that looked healthy on paper but felt like a complete lie. I had just cleared a hefty ghostwriting fee, and for a fleeting, delusional moment, I thought I was actually wealthy. Then the January realization hit: that money wasn’t mine; I was just holding it in trust for the government. Most of the “expert” advice out there tells you to invest in complex schemes or hire a high-priced accountant to find loopholes, but when you’re a freelancer, the simplest way of learning…